Specification :

Is an insurance program that provides comprehensive protection and investment opportunities.

Privileges:

1. Guarantee no cancellation policy * ) . During the first 3 years, guaranteed policy remain valid, even though their investment value is minus when market conditions are less favorable.

2. Free Insurance Fee * ) . Customer will be exempted from all Insurance Costs and Administrative Costs during the first year of the Policy.

3. Claims-free * ) . Exemption bill for lack of Administrative Costs and Cost Insurance Policy within the first 3 years.

4. Flexibility. Customer has the flexibility in terms of the number of Periodic Premiums paid, a minimum of Basic Premium. Customer can also add investment funds ( Top Up) , changing the allocation of investment portfolios or investment funds attracted in part whenever necessary.